One major liability lawsuit and you could lose everything you've worked so hard for... your savings, your investments... even part of your future income.

People are suing each other today as never before. Verdicts amounting to hundreds of thousands of dollars are being awarded by juries across the country in ever increasing numbers. An accidental injury to someone else or damage to their property and you could be the one being sued.

Even though your underlying policies provide substantial liability limits, it is not uncommon today for juries to award damages that exceed those limits.

Without adequate coverage, you could lose everything you have.

What's the Answer?

A Personal Liability Umbrella policy through this agency can provide $1 million or more of protection against liability claims. It works two ways to give you the extra protection you need.

1. It gives you excess personal liability protection, in addition to the liability coverage currently provided in your underlying policies.

2. It provides $1 million of personal liability protection, anywhere in the world, for many situations which may not be covered by your basic insurance, such as Shock, Mental Anguish, Slander, Libel, False Arrest, Defamation of Character, Wrongful Detention, Invasion of Privacy and False Imprisonment.

Underlying Liability Limits*

This Policy Adds...

Your Total Liability Coverage

Auto - $300,000 or 1,000,000

$1,000,000

$1,300,000 or 2,000,000

Boat - $300,000 or 1,000,000

$1,000,000

$1,300,000 or 2,000,000

Home - $300,000 or 1,000,000

$1,000,000

$1,300,000 or 2,000,000

Slander, Libel etc.. - $0

$1,000,000

$1,000,000

*The policy requires that you maintain these limits for all applicable coverages.


Here are some common occurrences that could make any of us the defendant in an expensive liability lawsuit:

$1 million of extra liability protection can make the difference between future financial stability and financial ruin.

And, as an optional coverage, we offer additional protection against damages you suffer due to an accident involving a driver with inadequate or no liability coverage.

 

 

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   This site contains only a summary of coverages and is not a statement of contract. The legal contract is contained only in the policy itself.