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Your boat is a good investment ... a way for you, your family and friends to enjoy life, relax outdoors and have some carefree fun. Unfortunately, things can happen that aren't fun... collision, fire, storms, explosion, liability lawsuits, and a lot more kinds of bad luck than you care to think about.
Protect your investment and peace of mind with Boat Owners Insurance. One policy can insure you against the risks, both large and small, of owning and operating a boat, motor and trailer - in or out of the water. All at our typically low rates.
Comprehensive Coverage
Boatowners insurance protects your boat, motor, trailer, and boat equipment against loss or damage from:
and a lot more hazards, big and little, that go with owning a boat. Partial Losses are settled without deduction for depreciation.*
Boatowners insurance provides protection for legal liability arising out of the ownership, maintenance, or use of your watercraft, including:
...up to the limits of protection shown in the policy. Medical payments coverage also protects the insured, the insured's family, and other occupants of the boat harmed by accident arising out of the ownership, maintenance, or use of the boat.
Boatowners insurance provides automatic 30-day coverage of a newly acquired replacement boat, motor or trailer for loss or damage.
*Deduction for depreciation may apply to sails, protective covers, batteries and tires.
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